{"id":2492,"date":"2026-10-23T01:49:46","date_gmt":"2026-10-22T23:49:46","guid":{"rendered":"https:\/\/eklik.co\/?page_id=2492"},"modified":"2026-10-23T01:51:38","modified_gmt":"2026-10-22T23:51:38","slug":"kreditni-kalkulator-srbija","status":"publish","type":"page","link":"https:\/\/eklik.co\/sr\/kreditni-kalkulator-srbija\/","title":{"rendered":"Kreditni kalkulator Srbija: obra\u010dun rate kredita i plan otplate"},"content":{"rendered":"<h1>Kreditni kalkulator Srbija: obra\u010dun rate kredita i plan otplate<\/h1>\n<p>Unesite iznos kredita, kamatnu stopu i rok otplate i odmah dobijate mese\u010dnu ratu, ukupnu kamatu i procenu efektivne kamatne stope (EKS). Kalkulator radi za gotovinske, stambene i auto kredite, sa anuitetnom otplatom ili jednakim ratama glavnice.<\/p>\n<div class=\"ekl\" id=\"ekl-rs\" data-ekl=\"{&quot;fmt&quot;:[&quot;,&quot;,&quot;.&quot;,&quot;RSD&quot;,&quot;after&quot;,&quot;\\u00a0&quot;,&quot;\\u00a0&quot;],&quot;s&quot;:{&quot;amount&quot;:&quot;Iznos kredita&quot;,&quot;rate&quot;:&quot;Kamatna stopa&quot;,&quot;rate_sub&quot;:&quot;nominalna, godi\\u0161nja&quot;,&quot;term&quot;:&quot;Rok otplate&quot;,&quot;y&quot;:&quot;god.&quot;,&quot;m&quot;:&quot;mes.&quot;,&quot;years&quot;:&quot;Godine&quot;,&quot;months&quot;:&quot;Meseci&quot;,&quot;type&quot;:&quot;Na\\u010din otplate&quot;,&quot;ann&quot;:&quot;Jednake rate&quot;,&quot;ann_sub&quot;:&quot;anuitet&quot;,&quot;lin&quot;:&quot;Jednake glavnice&quot;,&quot;lin_sub&quot;:&quot;rata se smanjuje&quot;,&quot;fee&quot;:&quot;Naknada za obradu&quot;,&quot;fee_sub&quot;:&quot;neobavezno, % iznosa&quot;,&quot;payment&quot;:&quot;Mese\\u010dna rata&quot;,&quot;first&quot;:&quot;Prva rata&quot;,&quot;last&quot;:&quot;Poslednja rata&quot;,&quot;interest&quot;:&quot;Ukupna kamata&quot;,&quot;fee_amt&quot;:&quot;Naknada za obradu&quot;,&quot;total&quot;:&quot;Ukupno za otplatu&quot;,&quot;eff&quot;:&quot;EKS (procena)&quot;,&quot;eff_note&quot;:&quot;Procena EKS uklju\\u010duje kamatu i naknadu za obradu, bez osiguranja i drugih tro\\u0161kova.&quot;,&quot;plan&quot;:&quot;Plan otplate&quot;,&quot;by_y&quot;:&quot;Po godinama&quot;,&quot;by_m&quot;:&quot;Po mesecima&quot;,&quot;c_y&quot;:&quot;Godina&quot;,&quot;c_m&quot;:&quot;Mesec&quot;,&quot;c_pay&quot;:&quot;Upla\\u0107eno&quot;,&quot;c_pr&quot;:&quot;Glavnica&quot;,&quot;c_in&quot;:&quot;Kamata&quot;,&quot;c_bal&quot;:&quot;Ostatak duga&quot;,&quot;split&quot;:&quot;Odnos glavnice i kamate&quot;,&quot;err&quot;:&quot;Proverite unos: iznos ve\\u0107i od 0, kamata od 0 do 30 % i rok od 1 do 40 godina.&quot;,&quot;note&quot;:&quot;Informativni obra\\u010dun. Stvarna rata zavisi od ponude banke, datuma isplate i dodatnih tro\\u0161kova.&quot;,&quot;copy&quot;:&quot;Kopiraj rezultat&quot;,&quot;copied&quot;:&quot;Kopirano&quot;,&quot;csv&quot;:&quot;Preuzmi plan (CSV)&quot;},&quot;cc&quot;:&quot;RS&quot;}\" lang=\"sr-Latn-RS\">\r\n\t<form class=\"ekl-calc\" autocomplete=\"off\" novalidate onsubmit=\"return false\">\r\n\t\t<div class=\"ekl-in\">\r\n\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t<label class=\"ekl-label\" for=\"ekl-rs-amount\">Iznos kredita<\/label>\r\n\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-rs-amount\" data-f=\"amount\" type=\"text\" inputmode=\"decimal\" value=\"2.000.000\"><span class=\"ekl-unit\">RSD<\/span><\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-two\">\r\n\t\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t\t<label class=\"ekl-label\" for=\"ekl-rs-rate\">Kamatna stopa <small>nominalna, godi\u0161nja<\/small><\/label>\r\n\t\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-rs-rate\" data-f=\"rate\" type=\"text\" inputmode=\"decimal\" value=\"6\"><span class=\"ekl-unit\">%<\/span><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t\t<label class=\"ekl-label\" for=\"ekl-rs-term\">Rok otplate<\/label>\r\n\t\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-rs-term\" data-f=\"term\" type=\"text\" inputmode=\"numeric\" value=\"5\">\r\n\t\t\t\t\t\t<select data-f=\"unit\" aria-label=\"Rok otplate\"><option value=\"y\" selected>Godine<\/option><option value=\"m\">Meseci<\/option><\/select>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-presets\" role=\"group\" aria-label=\"Rok otplate\">\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"3\">3 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset is-on\" data-years=\"5\">5 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"10\">10 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"15\">15 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"20\">20 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"25\">25 god.<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"30\">30 god.<\/button>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<fieldset class=\"ekl-field\">\r\n\t\t\t\t<legend class=\"ekl-label\">Na\u010din otplate<\/legend>\r\n\t\t\t\t<div class=\"ekl-seg\">\r\n\t\t\t\t\t<input type=\"radio\" name=\"ekl-rs-type\" id=\"ekl-rs-ann\" value=\"ann\" checked>\r\n\t\t\t\t\t<label for=\"ekl-rs-ann\">Jednake rate<small>anuitet<\/small><\/label>\r\n\t\t\t\t\t<input type=\"radio\" name=\"ekl-rs-type\" id=\"ekl-rs-lin\" value=\"lin\">\r\n\t\t\t\t\t<label for=\"ekl-rs-lin\">Jednake glavnice<small>rata se smanjuje<\/small><\/label>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/fieldset>\r\n\t\t\t<div class=\"ekl-field ekl-field--fee\">\r\n\t\t\t\t<label class=\"ekl-label\" for=\"ekl-rs-fee\">Naknada za obradu <small>neobavezno, % iznosa<\/small><\/label>\r\n\t\t\t\t<div class=\"ekl-input ekl-input--sm\"><input id=\"ekl-rs-fee\" data-f=\"fee\" type=\"text\" inputmode=\"decimal\" value=\"0\"><span class=\"ekl-unit\">%<\/span><\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<p class=\"ekl-err\" role=\"alert\" hidden>Proverite unos: iznos ve\u0107i od 0, kamata od 0 do 30 % i rok od 1 do 40 godina.<\/p>\r\n\t\t<\/div>\r\n\t\t<div class=\"ekl-out\" aria-live=\"polite\">\r\n\t\t\t<div class=\"ekl-hero\">\r\n\t\t\t\t<span class=\"ekl-hero__k\" data-o=\"pay_label\">Mese\u010dna rata<\/span>\r\n\t\t\t\t<span class=\"ekl-hero__v\" data-o=\"pay\">38.665,60\u00a0RSD<\/span>\r\n\t\t\t\t<span class=\"ekl-hero__sub\" data-o=\"pay_sub\"><\/span>\r\n\t\t\t<\/div>\r\n\t\t\t<dl class=\"ekl-sum\">\r\n\t\t\t\t<div><dt>Ukupna kamata<\/dt><dd data-o=\"interest\">319.936,25\u00a0RSD<\/dd><\/div>\r\n\t\t\t\t<div data-o=\"fee_row\" hidden><dt>Naknada za obradu<\/dt><dd data-o=\"fee\">0,00\u00a0RSD<\/dd><\/div>\r\n\t\t\t\t<div><dt>Ukupno za otplatu<\/dt><dd data-o=\"total\">2.319.936,25\u00a0RSD<\/dd><\/div>\r\n\t\t\t\t<div><dt>EKS (procena)<\/dt><dd data-o=\"eff\">6,17\u00a0%<\/dd><\/div>\r\n\t\t\t<\/dl>\r\n\t\t\t<div class=\"ekl-bar\" role=\"img\" aria-label=\"Odnos glavnice i kamate\">\r\n\t\t\t\t<span class=\"ekl-bar__p\" data-o=\"bar_p\" style=\"width:86.21%\"><\/span><span class=\"ekl-bar__i\" data-o=\"bar_i\" style=\"width:13.79%\"><\/span>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-legend\"><span><i class=\"ekl-dot ekl-dot--p\"><\/i>Glavnica <b data-o=\"leg_p\">2.000.000,00\u00a0RSD<\/b><\/span><span><i class=\"ekl-dot ekl-dot--i\"><\/i>Kamata <b data-o=\"leg_i\">319.936,25\u00a0RSD<\/b><\/span><\/div>\r\n\t\t\t<p class=\"ekl-note\">Procena EKS uklju\u010duje kamatu i naknadu za obradu, bez osiguranja i drugih tro\u0161kova.<\/p>\r\n\t\t\t<div class=\"ekl-actions\"><button type=\"button\" class=\"ekl-btn\" data-a=\"copy\">Kopiraj rezultat<\/button><button type=\"button\" class=\"ekl-btn\" data-a=\"csv\">Preuzmi plan (CSV)<\/button><\/div>\r\n\t\t<\/div>\r\n\t<\/form>\r\n\t<div class=\"ekl-plan\">\r\n\t\t<div class=\"ekl-plan__head\">\r\n\t\t\t<h3 class=\"ekl-plan__title\">Plan otplate<\/h3>\r\n\t\t\t<div class=\"ekl-tabs\" role=\"tablist\">\r\n\t\t\t\t<button type=\"button\" role=\"tab\" aria-selected=\"true\" data-view=\"y\">Po godinama<\/button><button type=\"button\" role=\"tab\" aria-selected=\"false\" data-view=\"m\">Po mesecima<\/button>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t<div class=\"ekl-table-wrap\" tabindex=\"0\">\r\n\t\t\t<table class=\"ekl-table\">\r\n\t\t\t\t<thead><tr><th scope=\"col\" data-o=\"col_p\">Godina<\/th><th scope=\"col\">Upla\u0107eno<\/th><th scope=\"col\">Glavnica<\/th><th scope=\"col\">Kamata<\/th><th scope=\"col\">Ostatak duga<\/th><\/tr><\/thead>\r\n\t\t\t\t<tbody data-o=\"tbody\">\r\n\t\t\t\t\t\t\t\t\t<tr><td>1<\/td><td>463.987,20\u00a0RSD<\/td><td>353.606,29\u00a0RSD<\/td><td>110.380,91\u00a0RSD<\/td><td>1.646.393,71\u00a0RSD<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>2<\/td><td>463.987,20\u00a0RSD<\/td><td>375.415,95\u00a0RSD<\/td><td>88.571,25\u00a0RSD<\/td><td>1.270.977,76\u00a0RSD<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>3<\/td><td>463.987,20\u00a0RSD<\/td><td>398.570,79\u00a0RSD<\/td><td>65.416,41\u00a0RSD<\/td><td>872.406,97\u00a0RSD<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>4<\/td><td>463.987,20\u00a0RSD<\/td><td>423.153,76\u00a0RSD<\/td><td>40.833,44\u00a0RSD<\/td><td>449.253,21\u00a0RSD<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>5<\/td><td>463.987,45\u00a0RSD<\/td><td>449.253,21\u00a0RSD<\/td><td>14.734,24\u00a0RSD<\/td><td>0,00\u00a0RSD<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t<\/tbody>\r\n\t\t\t<\/table>\r\n\t\t<\/div>\r\n\t\t<p class=\"ekl-note\">Informativni obra\u010dun. Stvarna rata zavisi od ponude banke, datuma isplate i dodatnih tro\u0161kova.<\/p>\r\n\t<\/div>\r\n<\/div>\r\n\t\n<h2>Kako se ra\u010duna rata kredita<\/h2>\n<p>Kod anuitetne otplate sve mese\u010dne rate su jednake. Rata se ra\u010duna po formuli:<\/p>\n<p><strong>R = K \u00d7 r \u00d7 (1 + r)<sup>n<\/sup> \/ ((1 + r)<sup>n<\/sup> \u2212 1)<\/strong><\/p>\n<ul>\n<li><strong>K<\/strong> je iznos kredita (glavnica),<\/li>\n<li><strong>r<\/strong> je mese\u010dna kamatna stopa, odnosno godi\u0161nja nominalna stopa podeljena sa 12,<\/li>\n<li><strong>n<\/strong> je broj mese\u010dnih rata.<\/li>\n<\/ul>\n<p><strong>Primer:<\/strong> za kredit od 2.000.000 RSD uz kamatnu stopu od 6 % na 5 godina (60 rata) mese\u010dna rata iznosi 38.665,60 RSD. Ukupno \u0107ete platiti 319.936,25 RSD kamate, odnosno 2.319.936,25 RSD zajedno sa glavnicom.<\/p>\n<p>Svaka rata se sastoji od kamate i dela glavnice. Na po\u010detku je udeo kamate najve\u0107i, a kako se dug smanjuje, sve ve\u0107i deo rate odlazi na glavnicu. Ta\u010dan raspored vidite u planu otplate ispod kalkulatora.<\/p>\n<h2>Anuitet ili jednake rate glavnice<\/h2>\n<p>Kod <strong>anuitetne otplate<\/strong> rata je sve vreme ista, \u0161to olak\u0161ava planiranje ku\u0107nog bud\u017eeta. Kod otplate <strong>jednakim ratama glavnice<\/strong> svakog meseca otpla\u0107ujete isti deo glavnice, pa je prva rata najve\u0107a, a zatim se postepeno smanjuje.<\/p>\n<p>Za isti primer (2.000.000 RSD, 6 %, 5 godina) prva rata kod jednakih glavnica iznosi 43.333,33 RSD, a poslednja 33.500,20 RSD. Ukupna kamata je 305.000,00 RSD, \u0161to je 14.936,25 RSD manje nego kod anuiteta, jer se dug br\u017ee smanjuje.<\/p>\n<h2>Nominalna kamatna stopa i EKS<\/h2>\n<p>Nominalna kamatna stopa slu\u017ei za obra\u010dun kamate. <strong>Efektivna kamatna stopa (EKS)<\/strong> pokazuje stvarnu godi\u0161nju cenu kredita: uklju\u010duje mese\u010dni obra\u010dun kamate i tro\u0161kove kao \u0161to je naknada za obradu. Zato je EKS uvek ne\u0161to vi\u0161i od nominalne stope.<\/p>\n<p>Uz nominalnu stopu od 6 % i mese\u010dne rate EKS iznosi oko 6,17 %. Ako banka naplati i naknadu za obradu od 1 % (20.000,00 RSD), EKS raste na oko 6,61 %. Pri pore\u0111enju ponuda zato uvek gledajte EKS, a ne samo nominalnu kamatnu stopu.<\/p>\n<h2>Mese\u010dna rata za stambeni kredit od 10.000.000 RSD<\/h2>\n<p>Tabela prikazuje mese\u010dnu ratu kod anuitetne otplate za kredit od 10.000.000 RSD uz razli\u010dite kamatne stope i rokove.<\/p>\n<table>\n<thead>\n<tr>\n<th>Kamatna stopa<\/th>\n<th>20 godina<\/th>\n<th>25 godina<\/th>\n<th>30 godina<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3 %<\/td>\n<td>55.459,76 RSD<\/td>\n<td>47.421,13 RSD<\/td>\n<td>42.160,40 RSD<\/td>\n<\/tr>\n<tr>\n<td>4 %<\/td>\n<td>60.598,03 RSD<\/td>\n<td>52.783,68 RSD<\/td>\n<td>47.741,53 RSD<\/td>\n<\/tr>\n<tr>\n<td>5 %<\/td>\n<td>65.995,57 RSD<\/td>\n<td>58.459,00 RSD<\/td>\n<td>53.682,16 RSD<\/td>\n<\/tr>\n<tr>\n<td>6 %<\/td>\n<td>71.643,11 RSD<\/td>\n<td>64.430,14 RSD<\/td>\n<td>59.955,05 RSD<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Du\u017ei rok smanjuje ratu, ali zna\u010dajno pove\u0107ava ukupnu kamatu. Za 10.000.000 RSD na 25 godina uz 4 % rata iznosi 52.783,68 RSD, a ukupna kamata 5.835.106,22 RSD.<\/p>\n<h2>Fiksna ili promenljiva kamatna stopa<\/h2>\n<p>Fiksna kamatna stopa se ne menja u ugovorenom periodu, pa je i rata predvidiva. Promenljiva stopa prati referentnu kamatnu stopu i tokom otplate mo\u017ee da se pove\u0107a ili smanji. U Srbiji su krediti u dinarima sa promenljivom kamatnom stopom obi\u010dno vezani za BELIBOR, a krediti indeksirani u evrima za EURIBOR, uz fiksnu mar\u017eu banke.<\/p>\n<h2>Na \u0161ta obratiti pa\u017enju pre uzimanja kredita<\/h2>\n<ul>\n<li>Uporedite EKS razli\u010ditih ponuda, a ne samo nominalnu kamatnu stopu.<\/li>\n<li>Proverite sve tro\u0161kove: naknadu za obradu, osiguranje, procenu nepokretnosti i notarske tro\u0161kove.<\/li>\n<li>Informi\u0161ite se o uslovima prevremene otplate i eventualnoj naknadi za nju.<\/li>\n<li>Ostavite rezervu u bud\u017eetu za slu\u010daj rasta promenljive kamatne stope.<\/li>\n<\/ul>\n<p>Vi\u0161e o pravima korisnika kredita pro\u010ditajte na sajtu <a href=\"https:\/\/www.nbs.rs\/\" target=\"_blank\" rel=\"noopener\">Narodne banke Srbije<\/a>.<\/p>\n<p><em>Kalkulator slu\u017ei za informativni obra\u010dun. Stvarnu ratu, EKS i plan otplate utvr\u0111uje banka u ponudi i ugovoru o kreditu.<\/em><\/p>\n<section class=\"eklik-faq\" id=\"cesta-pitanja\"><h2>\u010cesta pitanja<\/h2><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Kako izra\u010dunati ratu kredita?<\/h3><div class=\"eklik-faq__a\"><p>Za anuitetnu otplatu koristi se formula R = K \u00d7 r \u00d7 (1 + r)^n \/ ((1 + r)^n \u2212 1), gde je K iznos kredita, r mese\u010dna kamatna stopa (godi\u0161nja podeljena sa 12), a n broj rata. Kalkulator na ovoj stranici ra\u010duna ratu automatski.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Kolika je rata kredita od 2.000.000 RSD na 5 godina?<\/h3><div class=\"eklik-faq__a\"><p>Uz kamatnu stopu od 6 % i anuitetnu otplatu mese\u010dna rata iznosi 38.665,60 RSD. Ukupna kamata je 319.936,25 RSD, a ukupno \u0107ete vratiti 2.319.936,25 RSD.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">\u0160ta je EKS?<\/h3><div class=\"eklik-faq__a\"><p>Efektivna kamatna stopa (EKS) pokazuje stvarnu godi\u0161nju cenu kredita, uklju\u010duju\u0107i mese\u010dni obra\u010dun kamate i tro\u0161kove kao \u0161to je naknada za obradu. Uz nominalnu stopu od 6 % i naknadu od 1 % EKS iznosi oko 6,61 %.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">\u0160ta je bolje, anuitet ili jednake rate glavnice?<\/h3><div class=\"eklik-faq__a\"><p>Anuitet ima jednake rate i lak\u0161i je za planiranje. Jednake rate glavnice imaju ve\u0107e po\u010detne rate, ali manju ukupnu kamatu. U primeru od 2.000.000 RSD na 5 godina uz 6 % razlika u kamati iznosi 14.936,25 RSD.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Kolika je rata stambenog kredita od 10.000.000 RSD na 25 godina?<\/h3><div class=\"eklik-faq__a\"><p>Uz kamatnu stopu od 4 % mese\u010dna rata iznosi 52.783,68 RSD, a ukupna kamata 5.835.106,22 RSD. Uz 5 % rata je 58.459,00 RSD.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Koliko se u\u0161tedi kada je kamata ni\u017ea za jedan procentni poen?<\/h3><div class=\"eklik-faq__a\"><p>Kod kredita od 10.000.000 RSD na 25 godina kamata od 4 % umesto 5 % smanjuje ratu za 5.675,32 RSD mese\u010dno, a ukupnu kamatu za 1.702.596,38 RSD.<\/p><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Kreditni kalkulator Srbija: obra\u010dun rate kredita i plan otplate Unesite iznos kredita, kamatnu stopu i rok otplate i odmah dobijate mese\u010dnu ratu, ukupnu kamatu i procenu efektivne kamatne stope (EKS). Kalkulator radi za gotovinske, stambene i auto kredite, sa anuitetnom otplatom ili jednakim ratama glavnice. Kako se ra\u010duna rata kredita Kod anuitetne otplate sve mese\u010dne&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2492","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kreditni kalkulator Srbija: obra\u010dun rate, kamate i EKS<\/title>\n<meta name=\"description\" content=\"Kreditni kalkulator za Srbiju: izra\u010dunajte mese\u010dnu ratu, ukupnu kamatu i EKS i pogledajte plan otplate po godinama ili mesecima.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eklik.co\/sr\/kreditni-kalkulator-srbija\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" 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