{"id":2504,"date":"2026-10-23T01:49:46","date_gmt":"2026-10-22T23:49:46","guid":{"rendered":"https:\/\/eklik.co\/?page_id=2504"},"modified":"2026-10-23T01:55:35","modified_gmt":"2026-10-22T23:55:35","slug":"laaneberegner","status":"publish","type":"page","link":"https:\/\/eklik.co\/da\/laaneberegner\/","title":{"rendered":"L\u00e5neberegner: beregn m\u00e5nedlig ydelse, renter og afdragsplan"},"content":{"rendered":"<h1>L\u00e5neberegner: beregn m\u00e5nedlig ydelse, renter og afdragsplan<\/h1>\n<p>Indtast l\u00e5nebel\u00f8b, rente og l\u00f8betid, og se med det samme den m\u00e5nedlige ydelse, de samlede renter og et sk\u00f8n over \u00c5OP. Beregneren kan bruges til forbrugsl\u00e5n, bill\u00e5n og boligl\u00e5n, som annuitetsl\u00e5n eller seriel\u00e5n.<\/p>\n<div class=\"ekl\" id=\"ekl-dk\" data-ekl=\"{&quot;fmt&quot;:[&quot;,&quot;,&quot;.&quot;,&quot;kr.&quot;,&quot;after&quot;,&quot;\\u00a0&quot;,&quot;\\u00a0&quot;],&quot;s&quot;:{&quot;amount&quot;:&quot;L\\u00e5nebel\\u00f8b&quot;,&quot;rate&quot;:&quot;Rente&quot;,&quot;rate_sub&quot;:&quot;nominel, pr. \\u00e5r&quot;,&quot;term&quot;:&quot;L\\u00f8betid&quot;,&quot;y&quot;:&quot;\\u00e5r&quot;,&quot;m&quot;:&quot;mdr.&quot;,&quot;years&quot;:&quot;\\u00c5r&quot;,&quot;months&quot;:&quot;M\\u00e5neder&quot;,&quot;type&quot;:&quot;L\\u00e5netype&quot;,&quot;ann&quot;:&quot;Annuitetsl\\u00e5n&quot;,&quot;ann_sub&quot;:&quot;samme ydelse&quot;,&quot;lin&quot;:&quot;Seriel\\u00e5n&quot;,&quot;lin_sub&quot;:&quot;ydelsen falder&quot;,&quot;fee&quot;:&quot;Etableringsgebyr&quot;,&quot;fee_sub&quot;:&quot;valgfrit, % af bel\\u00f8bet&quot;,&quot;payment&quot;:&quot;M\\u00e5nedlig ydelse&quot;,&quot;first&quot;:&quot;F\\u00f8rste ydelse&quot;,&quot;last&quot;:&quot;Sidste ydelse&quot;,&quot;interest&quot;:&quot;Renter i alt&quot;,&quot;fee_amt&quot;:&quot;Etableringsgebyr&quot;,&quot;total&quot;:&quot;Samlet tilbagebetaling&quot;,&quot;eff&quot;:&quot;\\u00c5OP (sk\\u00f8n)&quot;,&quot;eff_note&quot;:&quot;Sk\\u00f8nnet over \\u00c5OP omfatter renter og etableringsgebyr, uden forsikring og andre omkostninger.&quot;,&quot;plan&quot;:&quot;Afdragsplan&quot;,&quot;by_y&quot;:&quot;Pr. \\u00e5r&quot;,&quot;by_m&quot;:&quot;Pr. m\\u00e5ned&quot;,&quot;c_y&quot;:&quot;\\u00c5r&quot;,&quot;c_m&quot;:&quot;M\\u00e5ned&quot;,&quot;c_pay&quot;:&quot;Betalt&quot;,&quot;c_pr&quot;:&quot;Afdrag&quot;,&quot;c_in&quot;:&quot;Renter&quot;,&quot;c_bal&quot;:&quot;Restg\\u00e6ld&quot;,&quot;split&quot;:&quot;Fordeling af afdrag og renter&quot;,&quot;err&quot;:&quot;Tjek dine tal: bel\\u00f8b over 0, rente 0\\u201330 % og l\\u00f8betid 1\\u201340 \\u00e5r.&quot;,&quot;note&quot;:&quot;Vejledende beregning. Den faktiske ydelse afh\\u00e6nger af bankens tilbud, udbetalingsdato og andre omkostninger.&quot;,&quot;copy&quot;:&quot;Kopi\\u00e9r resultatet&quot;,&quot;copied&quot;:&quot;Kopieret&quot;,&quot;csv&quot;:&quot;Hent plan (CSV)&quot;},&quot;cc&quot;:&quot;DK&quot;}\" lang=\"da-DK\">\r\n\t<form class=\"ekl-calc\" autocomplete=\"off\" novalidate onsubmit=\"return false\">\r\n\t\t<div class=\"ekl-in\">\r\n\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t<label class=\"ekl-label\" for=\"ekl-dk-amount\">L\u00e5nebel\u00f8b<\/label>\r\n\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-dk-amount\" data-f=\"amount\" type=\"text\" inputmode=\"decimal\" value=\"150.000\"><span class=\"ekl-unit\">kr.<\/span><\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-two\">\r\n\t\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t\t<label class=\"ekl-label\" for=\"ekl-dk-rate\">Rente <small>nominel, pr. \u00e5r<\/small><\/label>\r\n\t\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-dk-rate\" data-f=\"rate\" type=\"text\" inputmode=\"decimal\" value=\"6\"><span class=\"ekl-unit\">%<\/span><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"ekl-field\">\r\n\t\t\t\t\t<label class=\"ekl-label\" for=\"ekl-dk-term\">L\u00f8betid<\/label>\r\n\t\t\t\t\t<div class=\"ekl-input\"><input id=\"ekl-dk-term\" data-f=\"term\" type=\"text\" inputmode=\"numeric\" value=\"5\">\r\n\t\t\t\t\t\t<select data-f=\"unit\" aria-label=\"L\u00f8betid\"><option value=\"y\" selected>\u00c5r<\/option><option value=\"m\">M\u00e5neder<\/option><\/select>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-presets\" role=\"group\" aria-label=\"L\u00f8betid\">\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"3\">3 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset is-on\" data-years=\"5\">5 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"10\">10 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"15\">15 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"20\">20 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"25\">25 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t\t\t<button type=\"button\" class=\"ekl-preset\" data-years=\"30\">30 \u00e5r<\/button>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t<fieldset class=\"ekl-field\">\r\n\t\t\t\t<legend class=\"ekl-label\">L\u00e5netype<\/legend>\r\n\t\t\t\t<div class=\"ekl-seg\">\r\n\t\t\t\t\t<input type=\"radio\" name=\"ekl-dk-type\" id=\"ekl-dk-ann\" value=\"ann\" checked>\r\n\t\t\t\t\t<label for=\"ekl-dk-ann\">Annuitetsl\u00e5n<small>samme ydelse<\/small><\/label>\r\n\t\t\t\t\t<input type=\"radio\" name=\"ekl-dk-type\" id=\"ekl-dk-lin\" value=\"lin\">\r\n\t\t\t\t\t<label for=\"ekl-dk-lin\">Seriel\u00e5n<small>ydelsen falder<\/small><\/label>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/fieldset>\r\n\t\t\t<div class=\"ekl-field ekl-field--fee\">\r\n\t\t\t\t<label class=\"ekl-label\" for=\"ekl-dk-fee\">Etableringsgebyr <small>valgfrit, % af bel\u00f8bet<\/small><\/label>\r\n\t\t\t\t<div class=\"ekl-input ekl-input--sm\"><input id=\"ekl-dk-fee\" data-f=\"fee\" type=\"text\" inputmode=\"decimal\" value=\"0\"><span class=\"ekl-unit\">%<\/span><\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<p class=\"ekl-err\" role=\"alert\" hidden>Tjek dine tal: bel\u00f8b over 0, rente 0\u201330 % og l\u00f8betid 1\u201340 \u00e5r.<\/p>\r\n\t\t<\/div>\r\n\t\t<div class=\"ekl-out\" aria-live=\"polite\">\r\n\t\t\t<div class=\"ekl-hero\">\r\n\t\t\t\t<span class=\"ekl-hero__k\" data-o=\"pay_label\">M\u00e5nedlig ydelse<\/span>\r\n\t\t\t\t<span class=\"ekl-hero__v\" data-o=\"pay\">2.899,92\u00a0kr.<\/span>\r\n\t\t\t\t<span class=\"ekl-hero__sub\" data-o=\"pay_sub\"><\/span>\r\n\t\t\t<\/div>\r\n\t\t\t<dl class=\"ekl-sum\">\r\n\t\t\t\t<div><dt>Renter i alt<\/dt><dd data-o=\"interest\">23.995,23\u00a0kr.<\/dd><\/div>\r\n\t\t\t\t<div data-o=\"fee_row\" hidden><dt>Etableringsgebyr<\/dt><dd data-o=\"fee\">0,00\u00a0kr.<\/dd><\/div>\r\n\t\t\t\t<div><dt>Samlet tilbagebetaling<\/dt><dd data-o=\"total\">173.995,23\u00a0kr.<\/dd><\/div>\r\n\t\t\t\t<div><dt>\u00c5OP (sk\u00f8n)<\/dt><dd data-o=\"eff\">6,17\u00a0%<\/dd><\/div>\r\n\t\t\t<\/dl>\r\n\t\t\t<div class=\"ekl-bar\" role=\"img\" aria-label=\"Fordeling af afdrag og renter\">\r\n\t\t\t\t<span class=\"ekl-bar__p\" data-o=\"bar_p\" style=\"width:86.21%\"><\/span><span class=\"ekl-bar__i\" data-o=\"bar_i\" style=\"width:13.79%\"><\/span>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"ekl-legend\"><span><i class=\"ekl-dot ekl-dot--p\"><\/i>Afdrag <b data-o=\"leg_p\">150.000,00\u00a0kr.<\/b><\/span><span><i class=\"ekl-dot ekl-dot--i\"><\/i>Renter <b data-o=\"leg_i\">23.995,23\u00a0kr.<\/b><\/span><\/div>\r\n\t\t\t<p class=\"ekl-note\">Sk\u00f8nnet over \u00c5OP omfatter renter og etableringsgebyr, uden forsikring og andre omkostninger.<\/p>\r\n\t\t\t<div class=\"ekl-actions\"><button type=\"button\" class=\"ekl-btn\" data-a=\"copy\">Kopi\u00e9r resultatet<\/button><button type=\"button\" class=\"ekl-btn\" data-a=\"csv\">Hent plan (CSV)<\/button><\/div>\r\n\t\t<\/div>\r\n\t<\/form>\r\n\t<div class=\"ekl-plan\">\r\n\t\t<div class=\"ekl-plan__head\">\r\n\t\t\t<h3 class=\"ekl-plan__title\">Afdragsplan<\/h3>\r\n\t\t\t<div class=\"ekl-tabs\" role=\"tablist\">\r\n\t\t\t\t<button type=\"button\" role=\"tab\" aria-selected=\"true\" data-view=\"y\">Pr. \u00e5r<\/button><button type=\"button\" role=\"tab\" aria-selected=\"false\" data-view=\"m\">Pr. m\u00e5ned<\/button>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t<div class=\"ekl-table-wrap\" tabindex=\"0\">\r\n\t\t\t<table class=\"ekl-table\">\r\n\t\t\t\t<thead><tr><th scope=\"col\" data-o=\"col_p\">\u00c5r<\/th><th scope=\"col\">Betalt<\/th><th scope=\"col\">Afdrag<\/th><th scope=\"col\">Renter<\/th><th scope=\"col\">Restg\u00e6ld<\/th><\/tr><\/thead>\r\n\t\t\t\t<tbody data-o=\"tbody\">\r\n\t\t\t\t\t\t\t\t\t<tr><td>1<\/td><td>34.799,04\u00a0kr.<\/td><td>26.520,48\u00a0kr.<\/td><td>8.278,56\u00a0kr.<\/td><td>123.479,52\u00a0kr.<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>2<\/td><td>34.799,04\u00a0kr.<\/td><td>28.156,19\u00a0kr.<\/td><td>6.642,85\u00a0kr.<\/td><td>95.323,33\u00a0kr.<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>3<\/td><td>34.799,04\u00a0kr.<\/td><td>29.892,80\u00a0kr.<\/td><td>4.906,24\u00a0kr.<\/td><td>65.430,53\u00a0kr.<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>4<\/td><td>34.799,04\u00a0kr.<\/td><td>31.736,53\u00a0kr.<\/td><td>3.062,51\u00a0kr.<\/td><td>33.694,00\u00a0kr.<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t\t<tr><td>5<\/td><td>34.799,07\u00a0kr.<\/td><td>33.694,00\u00a0kr.<\/td><td>1.105,07\u00a0kr.<\/td><td>0,00\u00a0kr.<\/td><\/tr>\r\n\t\t\t\t\t\t\t\t<\/tbody>\r\n\t\t\t<\/table>\r\n\t\t<\/div>\r\n\t\t<p class=\"ekl-note\">Vejledende beregning. Den faktiske ydelse afh\u00e6nger af bankens tilbud, udbetalingsdato og andre omkostninger.<\/p>\r\n\t<\/div>\r\n<\/div>\r\n\t\n<h2>S\u00e5dan beregnes den m\u00e5nedlige ydelse<\/h2>\n<p>P\u00e5 et annuitetsl\u00e5n er alle ydelser lige store. Ydelsen beregnes med formlen:<\/p>\n<p><strong>Y = L \u00d7 r \u00d7 (1 + r)<sup>n<\/sup> \/ ((1 + r)<sup>n<\/sup> \u2212 1)<\/strong><\/p>\n<ul>\n<li><strong>L<\/strong> er l\u00e5nebel\u00f8bet,<\/li>\n<li><strong>r<\/strong> er den m\u00e5nedlige rente, alts\u00e5 den nominelle \u00e5rlige rente divideret med 12,<\/li>\n<li><strong>n<\/strong> er antallet af m\u00e5nedlige ydelser.<\/li>\n<\/ul>\n<p><strong>Eksempel:<\/strong> et l\u00e5n p\u00e5 150.000 kr. med 6 % i rente og 5 \u00e5rs l\u00f8betid (60 ydelser) giver en m\u00e5nedlig ydelse p\u00e5 2.899,92 kr. Du betaler i alt 23.995,23 kr. i renter, alts\u00e5 173.995,23 kr. inklusive l\u00e5nebel\u00f8bet.<\/p>\n<p>Hver ydelse best\u00e5r af renter og afdrag. I starten er renteandelen st\u00f8rst, og efterh\u00e5nden som g\u00e6lden falder, g\u00e5r en stadig st\u00f8rre del til afdrag. Afdragsplanen under beregneren viser den pr\u00e6cise fordeling.<\/p>\n<h2>Annuitetsl\u00e5n eller seriel\u00e5n<\/h2>\n<p>P\u00e5 et <strong>annuitetsl\u00e5n<\/strong> er ydelsen den samme i hele l\u00f8betiden, hvilket g\u00f8r det let at budgettere. P\u00e5 et <strong>seriel\u00e5n<\/strong> afdrager du det samme bel\u00f8b hver m\u00e5ned, s\u00e5 den f\u00f8rste ydelse er st\u00f8rst og falder derefter gradvist.<\/p>\n<p>I samme eksempel (150.000 kr., 6 %, 5 \u00e5r) er den f\u00f8rste ydelse p\u00e5 seriel\u00e5net 3.250,00 kr. og den sidste 2.512,50 kr. De samlede renter er 22.875,00 kr., hvilket er 1.120,23 kr. mindre end p\u00e5 annuitetsl\u00e5net, fordi g\u00e6lden falder hurtigere.<\/p>\n<h2>Nominel rente og \u00c5OP<\/h2>\n<p>Den nominelle rente bruges til at beregne renteudgiften. <strong>\u00c5OP<\/strong> (\u00e5rlige omkostninger i procent) viser l\u00e5nets reelle \u00e5rlige pris: den medregner, at renten betales m\u00e5nedligt, og gebyrer som etableringsgebyr. Derfor er \u00c5OP altid lidt h\u00f8jere end den nominelle rente.<\/p>\n<p>Med 6 % nominel rente og m\u00e5nedlige ydelser er den effektive rente cirka 6,17 %. Med et etableringsgebyr p\u00e5 1 % (1.500,00 kr.) stiger \u00c5OP til cirka 6,61 %. Sammenlign derfor altid l\u00e5netilbud p\u00e5 \u00c5OP.<\/p>\n<h2>M\u00e5nedlig ydelse p\u00e5 et boligl\u00e5n p\u00e5 1.000.000 kr.<\/h2>\n<p>Tabellen viser den m\u00e5nedlige ydelse f\u00f8r skat p\u00e5 et annuitetsl\u00e5n p\u00e5 1.000.000 kr. ved forskellige renter og l\u00f8betider.<\/p>\n<table>\n<thead>\n<tr>\n<th>Rente<\/th>\n<th>20 \u00e5r<\/th>\n<th>25 \u00e5r<\/th>\n<th>30 \u00e5r<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3 %<\/td>\n<td>5.545,98 kr.<\/td>\n<td>4.742,11 kr.<\/td>\n<td>4.216,04 kr.<\/td>\n<\/tr>\n<tr>\n<td>4 %<\/td>\n<td>6.059,80 kr.<\/td>\n<td>5.278,37 kr.<\/td>\n<td>4.774,15 kr.<\/td>\n<\/tr>\n<tr>\n<td>5 %<\/td>\n<td>6.599,56 kr.<\/td>\n<td>5.845,90 kr.<\/td>\n<td>5.368,22 kr.<\/td>\n<\/tr>\n<tr>\n<td>6 %<\/td>\n<td>7.164,31 kr.<\/td>\n<td>6.443,01 kr.<\/td>\n<td>5.995,51 kr.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>En l\u00e6ngere l\u00f8betid giver en lavere ydelse, men markant flere renter i alt. For 1.000.000 kr. over 25 \u00e5r med 4 % i rente er ydelsen 5.278,37 kr., og de samlede renter er 583.510,21 kr.<\/p>\n<h2>Fast eller variabel rente<\/h2>\n<p>En fast rente \u00e6ndrer sig ikke i den aftalte periode, s\u00e5 ydelsen er forudsigelig. En variabel rente f\u00f8lger markedsrenten og kan stige eller falde i l\u00e5nets l\u00f8betid. I Danmark finansieres boliger ofte med realkreditl\u00e5n, hvor renten f\u00f8lger obligationsmarkedet, mens bankl\u00e5n typisk har variabel rente.<\/p>\n<h2>Det skal du tjekke, f\u00f8r du l\u00e5ner<\/h2>\n<ul>\n<li>Sammenlign \u00c5OP hos forskellige l\u00e5ngivere, ikke kun den nominelle rente.<\/li>\n<li>Tjek alle omkostninger: etableringsgebyr, kurtage, forsikringer og tinglysning.<\/li>\n<li>Unders\u00f8g vilk\u00e5rene for f\u00f8rtidig indfrielse og eventuelle gebyrer.<\/li>\n<li>Hav en buffer i budgettet, hvis en variabel rente stiger.<\/li>\n<\/ul>\n<p>L\u00e6s mere om dine rettigheder som l\u00e5ntager hos <a href=\"https:\/\/www.finanstilsynet.dk\/\" target=\"_blank\" rel=\"noopener\">Finanstilsynet<\/a>.<\/p>\n<p><em>Vejledende beregning. Den faktiske ydelse, \u00c5OP og afdragsplan fremg\u00e5r af l\u00e5ngiverens tilbud og l\u00e5neaftale.<\/em><\/p>\n<section class=\"eklik-faq\" id=\"cesta-pitanja\"><h2>Ofte stillede sp\u00f8rgsm\u00e5l<\/h2><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Hvordan beregner jeg den m\u00e5nedlige ydelse p\u00e5 et l\u00e5n?<\/h3><div class=\"eklik-faq__a\"><p>For et annuitetsl\u00e5n bruges formlen Y = L \u00d7 r \u00d7 (1 + r)^n \/ ((1 + r)^n \u2212 1), hvor L er l\u00e5nebel\u00f8bet, r den m\u00e5nedlige rente (\u00e5rlig rente divideret med 12) og n antallet af ydelser. Beregneren p\u00e5 denne side g\u00f8r det automatisk.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Hvad er ydelsen p\u00e5 150.000 kr. over 5 \u00e5r?<\/h3><div class=\"eklik-faq__a\"><p>Med 6 % i rente og annuitet er den m\u00e5nedlige ydelse 2.899,92 kr. De samlede renter er 23.995,23 kr., og i alt betaler du 173.995,23 kr. tilbage.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Hvad er \u00c5OP?<\/h3><div class=\"eklik-faq__a\"><p>\u00c5OP (\u00e5rlige omkostninger i procent) viser l\u00e5nets reelle \u00e5rlige pris inklusive m\u00e5nedlig rente og gebyrer. Med 6 % nominel rente og 1 % i etableringsgebyr er \u00c5OP cirka 6,61 %.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Annuitetsl\u00e5n eller seriel\u00e5n \u2013 hvad er bedst?<\/h3><div class=\"eklik-faq__a\"><p>Annuitetsl\u00e5n giver ens ydelser og er lettere at budgettere med. Seriel\u00e5n giver h\u00f8jere ydelser i starten, men f\u00e6rre renter i alt. For 150.000 kr. over 5 \u00e5r med 6 % er forskellen 1.120,23 kr.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Hvad koster et boligl\u00e5n p\u00e5 1.000.000 kr. om m\u00e5neden over 25 \u00e5r?<\/h3><div class=\"eklik-faq__a\"><p>Med 4 % i rente er den m\u00e5nedlige ydelse 5.278,37 kr., og de samlede renter er 583.510,21 kr. Med 5 % er ydelsen 5.845,90 kr.<\/p><\/div><\/div><div class=\"eklik-faq__item\"><h3 class=\"eklik-faq__q\">Hvor meget sparer \u00e9t procentpoint lavere rente?<\/h3><div class=\"eklik-faq__a\"><p>For 1.000.000 kr. over 25 \u00e5r s\u00e6nker 4 % i stedet for 5 % i rente ydelsen med 567,53 kr. om m\u00e5neden og de samlede renter med 170.260,06 kr.<\/p><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e5neberegner: beregn m\u00e5nedlig ydelse, renter og afdragsplan Indtast l\u00e5nebel\u00f8b, rente og l\u00f8betid, og se med det samme den m\u00e5nedlige ydelse, de samlede renter og et sk\u00f8n over \u00c5OP. Beregneren kan bruges til forbrugsl\u00e5n, bill\u00e5n og boligl\u00e5n, som annuitetsl\u00e5n eller seriel\u00e5n. S\u00e5dan beregnes den m\u00e5nedlige ydelse P\u00e5 et annuitetsl\u00e5n er alle ydelser lige store. Ydelsen beregnes&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2504","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u00e5neberegner: m\u00e5nedlig ydelse, renter og \u00c5OP<\/title>\n<meta name=\"description\" content=\"Gratis l\u00e5neberegner: beregn den m\u00e5nedlige ydelse, de samlede renter og \u00c5OP, og se afdragsplanen pr. \u00e5r eller pr. m\u00e5ned.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eklik.co\/da\/laaneberegner\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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